Protector is a growing insurance organisation operating across three core lines: liability, property, and motor fleet. With more than 200 UK-based employees and continued monthly onboarding, the business is expanding steadily across the UK and Europe, with offices in Manchester, London, Birmingham, the Nordic countries, and Paris.

Its UK phone operations is centred around claims handling teams based primarily in Manchester, where the teams manage large volumes of inbound and outbound calls each day. Team leaders support claim handlers through coaching, performance management, and service level oversight.

As the business grew, Protector needed a customer engagement solution that offered greater flexibility, stronger reporting, and more usable functionality than its previous provider. MaxContact now supports that operation with improved data access, real-time dashboards, and emerging AI adoption that are helping shape the next stage of development.

Sureserve operates as a Smart Meter Operator, responsible for installing smart meters on behalf of energy suppliers. A core part of their operation involves making high‑volume outbound calls to customers to book smart meter installation appointments - making efficiency, accuracy, and scale critical to success.

To support this, Sureserve required a reliable dialler solution capable of handling outbound calling at scale while reducing manual effort. As the business grew, there was also a need to improve customer engagement channels and streamline pre‑call processes.

One challenge that emerged over time was knowledge continuity. While the system was already in place when the current team joined, training knowledge had been retained by previous staff and was lost during role transitions. This limited full visibility of the platform’s capabilities, even as usage expanded across the business.

‍

Our partnership with InDebted is an example of AI working hand-in-hand with humans, a combination we will see more of in the future. Since their AI Agent joined the team, InDebted’s contact centre productivity grew by 30% and resolution rate by 12%.

Creating space for humans to focus their time and efforts where it’s most needed is one of the greatest values AI can bring to contact centres.

‍

InDebted is a fintech startup revolutionising debt collection by helping customers boost their financial fitness. Their product uses empathetic digital messaging and offers self-serve options which makes it easy for customers to resolve their accounts. Since its launch in 2016, InDebted has helped over 250,000 customers with a 98% customer satisfaction.

When COVID-19 hit, InDebted saw a spike in the need for debt repayment support. When reaching out to customers, the team realised they were spending most of their time guiding customers on tasks that were fully enabled through self-serve. InDebted was looking for a way to continue supporting customers to self-serve their enquiries and payments while creating the space for their call centre team to help with the trickier enquiries. They wanted a solution that was smarter than an Interactive Voice Response (IVR), could provide great customer experience and deliver on their call deflection goals.

‍

We surveyed 1,000 UK adults who had interacted with a contact centre in the last 18 months. The findings reveal something that goes beyond wait times, channel preferences, and AI adoption. This year, the biggest barrier to customer contact isn't the interaction itself - it's getting consumers to engage in the first place.

The Numbers Don't Lie: Trust Is Now an Operational Problem

Before we get to what consumers want, we have to address what's getting in the way. Our research reveals a structural trust deficit playing out before a single agent picks up the phone.

• 69% of UK consumers always or often screen calls from unknown numbers
• 46% have ignored a message from a legitimate company because they assumed it was a scam
• Only 22% strongly agree they can tell when unexpected company contact is genuine
• 77% of those who ignored a legitimate call experienced a real consequence such as a missed appointment, an unresolved problem, a missed payment deadline

This is the Trust Gap: the growing distance between a company's confidence in its own outbound contact and what consumers actually believe when they see an unknown number. It affects every sector with outbound ambitions and it can't be fixed by dialling more.

‍

Call Avoidance Varies Dramatically by Sector

Not all sectors face the same screening wall. Our data shows stark differences in call avoidance rates, and the gap between best and worst performing sectors is significant.

Loans, credit and debt management companies are the most avoided, with 37% of consumers saying they'd be least likely to answer a call from this sector. Insurance follows at 25%, with telecoms, technology, and retail/e-commerce close behind at 22–23%. Banks and building societies fare better at 16% avoidance, and notably, they also hold the highest sector trust score at 96%.

The lesson? Trust and answer rates move together. Sectors that have invested in consumer trust over time are reaping the operational benefits in their outbound performance. Those that haven't are paying the price at the identification gate.

"This data should make every contact centre leader pause," says Ben Booth, CEO of MaxContact. "Consumers broadly trust the sectors they deal with, but that trust doesn't translate into picking up the phone. If consumers can't tell the difference between a legitimate call and a scam, outbound strategies will struggle to deliver."

‍

What Actually Makes Consumers Pick Up

The good news is that the Trust Gap is closable. When we asked consumers what would make them more likely to answer, two things stood out clearly:

• 82% say they would be more likely to answer if caller ID clearly identified the company name
• 80.5% say a pre-call text or email would make them more likely to pick up

These aren't aspirational preferences - they're operational levers. The problem isn't the dialler. It's the identification gate. Legitimate contact centres aren't losing the persuasion game. They're often not getting on the pitch.

Contact centres should prioritise:

• Branded caller ID and carrier number reputation management - so consumers can recognise your call before they decide whether to answer
• Pre-call communication - give consumers a reason to expect your call, especially in high-avoidance sectors
• Treating contact frequency as a trust variable -too-frequent contact doesn't just frustrate consumers; in regulated sectors, it carries compliance risk

‍

AI Is Here — But Transparency Is Non-Negotiable

UK consumers have been interacting with AI in contact centres for some time. The problem is, many didn't know it.

87% of consumers believe they've interacted with AI or automation in a recent company contact. Of those, 22% were sure or fairly sure they'd been talking to AI — but weren't aware of it at the time. That's more than one in five consumers who discovered, after the fact, that part of their experience was automated.

Nearly 9 in 10 (88%) consumers say it's important for companies to clearly disclose when AI is being used. Half say it's very important.

"The reputational risk of undisclosed AI is real and avoidable," says Ben Booth. "Consumers aren't opposed to AI - they're opposed to being kept in the dark about it. Deploying AI without disclosure doesn't just frustrate customers; it reinforces the same uncertainty that's causing them to screen your calls."

AI Adoption: Where It Works and Where It Doesn't

Consumer opinion on AI is nuanced. Where AI genuinely adds value, consumers are broadly willing to accept it:

• Answering FAQs: 36%
• Routing to the right department: 35%
• Account updates and billing information: 26%

But the picture reverses sharply when it comes to high-stakes interactions. Over half (54%) say they don't want AI involved in emergency situations. Significant numbers also object to AI involvement in complex account problems (50%), financial discussions (49%) and when negotiating terms (46%).

Crucially, 71% of consumers say they'd be comfortable with AI helping resolve an issue faster — as long as a human agent was available throughout. The acceptance of AI is conditional on a clear, accessible escalation path.

‍

Humans Still Matter Where It Counts

Despite the growth of AI and automation, consumers are clear about when they need a person:

• Emergency situations - 41% want a human agent
• Complex account queries - 33%
• Financial discussions — 29%
• Explaining a sensitive or personal matter - 26%
• Making a complaint - 23%

These aren't edge cases. An AI that handles a billing query well creates modest goodwill. An AI that mishandles a bereavement disclosure or an emergency can permanently damage a customer relationship.

When things go wrong and complaints happen, consumers care most about: a clear explanation of the outcome (39%), being kept updated throughout (37%), appropriate compensation when the company is at fault (33%), and only having to explain the issue once (31%).

‍

What Builds and Breaks Consumer Trust

Our research shows consistent patterns in what drives contact experience, positively and negatively.

What puts consumers off before they even try:

• Long wait times: 36%
• Being transferred multiple times: 34%
• Difficulty reaching a human: 29%
• Having to repeat themselves: 28%

What good looks like:

• Quick resolution -36%
• Easy access to a human when needed - 35%
• Knowledgeable agents - 34%
• Clear communication throughout - 32%

On channel trust, email remains the most trusted channel for company contact (51%), followed by phone calls (30%) and letters (27%). For outbound communications that don't need an immediate response, email is still the most credible messenger.

‍

Five Focus Areas for Contact Centre Leaders in 2026

Based on our findings, these are the areas that will have the most impact:

1. Fix the identification gate: Deploy branded caller ID, carrier number reputation management and pre-call communication. The recoverable opportunity isn't every screened call; it's the willing contacts who are filtering themselves out because they fear scams.
2. Make AI disclosure the default: Clearly disclose AI use at the start of every AI-assisted interaction. In regulated sectors, it's a compliance requirement. Everywhere else, the reputational risk is reason enough.
3. Protect the human escalation path : Across every question about AI in this study, the most-cited condition for consumer acceptance was the same: a human must be available and clearly signposted. Design the escalation as carefully as you design the AI.
4. Treat 'only explain once' as an infrastructure target: CRM integration, context-passing between channels, and warm handoffs are the operational response to the number one complaint driver.
5. Audit complaint journeys against what consumers actually need : A clear outcome explanation, ongoing updates, appropriate compensation, not having to repeat themselves, and a human presence. These five things determine whether a resolved complaint becomes a trust-builder or a churn trigger.

Want the full picture? The Voice of the UK Consumer 2026 report includes sector-by-sector breakdowns across utilities, telecoms, finance/debt, and insurance — with data on vulnerability handling, AI comfort, complaint experience, and regulatory risk. Download the full report here.

Here’s a number worth sitting with: 30 minutes.

That's how long it takes to manually score one call. Listen back, fill in the scorecard, write up the notes, log the result. Do that 50 times a month and you've lost on average 4 days per reviewer to scoring alone.  

Most QA teams know this. They're not slow or inefficient - the maths just doesn't work. One reviewer for every 25 agents, 30 minutes a call, finite hours in the week. Something must give, and that’s coverage.  The industry average sits at around 5% of calls reviewed, which means 95% of what happens on your contact centre floor stays invisible.

Not just to your QA team. To your compliance records. To your coaching programme. To the agents who deserve consistent, fair feedback on every call they handle.

That's the problem AI Call Scoring is built to fix.

‍Your standards applied to every call you wish to score.

The way it works is straightforward. You define your existing QA standards - built around your business rules, your compliance requirements, your definition of what a good call looks like. AI Call Scoring applies them to your selected calls, scoring each one against your criteria using evidence taken directly from the transcript.

No algorithm deciding what good looks like on your behalf. You set the standard.

‍What this means for your QA team day to day

One of the things that doesn't get talked about enough in QA is how demoralising inconsistency is. Two reviewers score the same call differently. An agent pushes back. The process loses credibility. And meanwhile, the team is so buried in manual scoring that the actual coaching - the conversations that change behaviour -never happen.

AI Call Scoring brings review time down from around 30 minutes to about 5 minutes per call. Your QA team stop being a scoring machine and start doing what they're good at - calibrating standards, making judgment calls, and coaching agents to improve.

For a reviewer handling 50 calls a month, that's roughly four days back every month. That's a lot of coaching time that wasn't there before.

It's not just for big teams

This is worth saying clearly because it matters: AI Call Scoring isn't just a tool for large operations with dedicated QA departments.

For teams of 50 or more agents, the time savings are significant - around 133 days per year across four QA staff, worth approximately £15k in team time. But beyond the hours, scoring more calls consistently means you start seeing the patterns that a small sample will never show you.  

For smaller teams of 10 to 30 agents, it's even more of a shift. Structured QA without dedicated headcount. Team leaders reviewing scored calls in minutes. Compliance coverage that doesn't require a compliance team. And a framework that grows with the business.

‍

‍When compliance is non-negotiable

For contact centres operating in regulated sectors, the stakes have risen. Consumer Duty, now actively enforced by the FCA, places a direct obligation on organisations to evidence that customers are receiving good outcomes.  

When a complaint lands, you can't point to a sample. You need evidence that the specific interaction was handled correctly. AI Call Scoring gives you an auditable record of every scored call, with auto-fail rules that catch compliance breaches - a missed disclosure, an incomplete ID check - regardless of how the rest of the call went. Every call you score is evidenced, auditable and defensible.  

Your team stays in control

We want to be clear about this: AI Call Scoring is there to support your QA team, not sideline them. Every scored result can be reviewed, edited, challenged or discarded. Your people stay in the loop. The AI does the volume work - your team does the thinking.

It all lives inside Conversation Analytics — scored calls, common objections, objection handling effectiveness, top performers and saved compliance views, together in one place.

Already on Conversation Analytics? It's yours.

AI Call Scoring is included within Conversation Analytics at no extra cost. If you're already using the suite, it's available to you now.

This is also just the start. Automated QA at Scale is coming later this year - fully automated scoring across campaigns at volume. More on that soon.

If you're not yet using Conversation Analytics and want to see what AI Call Scoring could do for your team, come and talk to us. Book a demo and we’ll show you what it looks like in your environment.

High-volume cold calling based on limited data is no longer a cost-effective outbound strategy and in the B2C world can be non-compliant.

With both sales and debt collection, the public has grown wary of unsolicited calls and generic conversations. But that doesn’t mean outbound dialling is over as a revenue engine.

It means it has to be smarter, multi-channel and data-led. Based on real-time information and a refined dialling strategy. Often personalised in tone, timing and approach.

So, if you’re reselling UCaaS today, there’s a strong chance your customers’ outbound results are being held back by the platform they’re on. When revenues stagnate, contact rates fall or conversions get harder to close, the problem usually isn’t effort - it’s strategy, data and tooling. This blog sets out what a high-performing outbound operation looks like, so you can have that conversation with confidence.

The outbound metrics your customers should be measuring

The foundation of any smart outbound strategy is good information. Help your customers understand that without the right data, they can’t tell whether calls are reaching the right people, whether agents are performing, or whether their scripts are working. Measurement isn’t a nice-to-have - it’s where improvement starts.

Outbound KPIs to share with your customers:

•      Connect rates: are calls being connected to a real person?

•      Contact rate: how often are agents reaching the right decision-maker?

•      Data penetration rate: is their data being used effectively - are they making the most of high-value leads?

•      Conversion rate: the percentage of contacts that result in a positive outcome

•      Calls to success rate: the number of calls needed per successful result

Take conversion rate as a case in point. It tells your customers two things at once: the quality of their contact data, and the effectiveness of their team.

Better data means a higher likelihood of reaching the right person. Skills-based routing - matching the right agent to the right call- increases that further. And stronger training, combined with more refined scripts, means more of those conversations end the way they should.

Qualitative insight matters as much as the numbers

Quantitative KPIs don’t tell the full story.Improving contact rates will generate more conversations - but without the right skills in place to handle them, conversion rates won’t follow.

Encourage your customers to combine the numbers with qualitative insight: what objections are coming up most, what their customers are saying about competitors, and where conversations are breaking down.Helping them bring both lenses together is one of the most valuable things you can do as a partner - and it’s a conversation most resellers never have.

Industry-specific KPIs worth knowing

The metrics above apply broadly, but it’s worth helping your customers zone in on numbers that are specific to their sector.

In debt collection, promise to pay (PTP - the percentage of calls resulting in a commitment to pay) and percentage of debt collected are key indicators. In sales, first-call close rates and average revenue per call say a lot about campaign effectiveness.

MaxContact’s KPI Benchmark Report gives a detailed breakdown of what good looks like across sectors. It’s a useful resource to share with customers who want to know how their numbers stack up.

Benchmarking: what good looks like

Once your customers know what to measure, the next step is helping them understand what the numbers mean.

MaxContact’s own research found that the largest proportion of respondents - 34%, across both sales and debt collection - reported conversion rates of between 10% and 19%. Cold outbound sales calls typically convert at 1–3%; warmer, more targeted calls can reach as high as25%.

Broad benchmark ranges for common outbound KPIs:

•      Average handling time: 4–12 minutes

•      Contact rate(cold calls): 5–15%

•      First call resolution: 10–40%

These are broad ranges and will vary significantly by sector and product complexity. The more important thing for your customers is to track their own numbers consistently over time - and to understand what’s driving movement in either direction.

What your customers can do to improve outbound performance

Once your customers are tracking the right metrics,the focus shifts to moving them. Here are the levers most likely to make a meaningful difference - and the conversations worth having:

•      Team training and coaching - conversation analytics can surface objection patterns, benchmark individual and campaign performance, and show exactly where coaching will have the biggest effect.

•      Smarter dialling strategy - when are their contacts most likely to answer? Are they prioritising by lead value? Are they using the right dialler mode for the campaign? These are practical questions you can help them think through.

•      Omnichannel engagement - how does combining SMS, email and calls affect contact and conversion rates? Could AI agents handle routine calls while human agents focus on more complex or sensitive interactions?

The performance advantage you can offer your customers

Helping your customers understand and act on their outbound performance data is a powerful way to open the door to a bigger conversation. Standard UCaaS platforms can’t offer the range of insight and capability that a specialist customer engagement solution like MaxContact provides - and once customers seethe gap, the case for change makes itself.

Think conversation analytics, AI chatbots, workforce management, intelligent outbound dialling and sophisticated contact strategies - capabilities that standard UCaaS systems simply can’t match, and that enterprise-grade platforms price out of reach for most teams.

MaxContact delivers measurable results - from 200–300% increases in contact rates to doubling sales teams’ conversion rates. Benchmark Insights Report.

That’s because its intelligent, intuitive platform lets teams build smarter outbound strategies and tailor them for every campaign.

Talk to the MaxContact partner team about adding a specialist customer engagement solution to your portfolio. Book a call

‍